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Hybrid mortgages lock you into a short list of lenders at renewal post image
By Salvo Galardini
Aug 31, 2026

Hybrid mortgages lock you into a short list of lenders at renewal

Self-employed clients and landlords get the most from all-in-one mortgage accounts because their cash flow is lumpy post image
By Salvo Galardini
Aug 31, 2026

Self-employed clients and landlords get the most from all-in-one mortgage accounts because their cash flow is lumpy

Open Mortgages Cost 7% While HELOCs Sit at Prime Plus 0.5%, Here's the Only 30-Day Window Where That Premium Makes Sense post image
By Salvo Galardini
Aug 31, 2026

Open Mortgages Cost 7% While HELOCs Sit at Prime Plus 0.5%, Here's the Only 30-Day Window Where That Premium Makes Sense

Canada's 3.3% Q2 Growth Signals the End of the Tariff Slump post image
By Salvo Galardini
Aug 31, 2026

Canada's 3.3% Q2 Growth Signals the End of the Tariff Slump

B-Lender Spreads Are Compressing While the Bank of Canada Sits Still: The Case for Alternative Financing in 2026 post image
By Salvo Galardini
Aug 31, 2026

B-Lender Spreads Are Compressing While the Bank of Canada Sits Still: The Case for Alternative Financing in 2026

Your Paycheque Can Cut Mortgage Interest the Day It Arrives: Why Most Lenders Won't Let You post image
By Salvo Galardini
Aug 31, 2026

Your Paycheque Can Cut Mortgage Interest the Day It Arrives: Why Most Lenders Won't Let You

Bank of Canada Will Hold at 2.25% Through the Trade War Because It Has No Real Choice post image
By Salvo Galardini
Aug 31, 2026

Bank of Canada Will Hold at 2.25% Through the Trade War Because It Has No Real Choice

Securities regulators are blocking prediction markets in Canada, but who should actually oversee them? post image
By Salvo Galardini
Aug 31, 2026

Securities regulators are blocking prediction markets in Canada, but who should actually oversee them?

# Self-Employed and Buying a Home? The Real Math on Dialing Back Deductions 18 Months Out post image
By Salvo Galardini
Aug 30, 2026

# Self-Employed and Buying a Home? The Real Math on Dialing Back Deductions 18 Months Out

The Active-Passive Binary Is a Marketing Invention, Not a Portfolio Strategy post image
By Salvo Galardini
Aug 30, 2026

The Active-Passive Binary Is a Marketing Invention, Not a Portfolio Strategy

Canada's Spring GDP Surge Won't Save It From Prolonged U.S. Trade Retaliation post image
By Salvo Galardini
Aug 30, 2026

Canada's Spring GDP Surge Won't Save It From Prolonged U.S. Trade Retaliation

Split Your Mortgage at Renewal: Pay Off Half by 2027, Keep the Rest at a Lower Rate post image
By Salvo Galardini
Aug 29, 2026

Split Your Mortgage at Renewal: Pay Off Half by 2027, Keep the Rest at a Lower Rate

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Get New Mortgage Articles Renewal, refinancing, purchase, and home equity guidance from Salvo Galardini. Subscribe (Free)
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