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7 Essential Checks Before You Buy in 2026: Building Confidence Through the Numbers post image
By Salvo Galardini
Oct 23, 2026

7 Essential Checks Before You Buy in 2026: Building Confidence Through the Numbers

Getting Lenders to Count 80% of Your Gross Rent: A Checklist post image
By Salvo Galardini
Oct 23, 2026

Getting Lenders to Count 80% of Your Gross Rent: A Checklist

820 Low-Rise Homes, 129 Condos: The GTA Slump Belongs to Speculators post image
By Salvo Galardini
Oct 23, 2026

820 Low-Rise Homes, 129 Condos: The GTA Slump Belongs to Speculators

200 Basis Points or 2 Percentage Points: Same Stress Test, Clearer Wording post image
By Salvo Galardini
Oct 23, 2026

200 Basis Points or 2 Percentage Points: Same Stress Test, Clearer Wording

A Lower Contract Rate Won't Drop Your Qualifying Rate Below 5.25% post image
By Salvo Galardini
Oct 23, 2026

A Lower Contract Rate Won't Drop Your Qualifying Rate Below 5.25%

Toronto's Condo Rebound Is Really a Discount Sale to Investment Groups post image
By Salvo Galardini
Oct 22, 2026

Toronto's Condo Rebound Is Really a Discount Sale to Investment Groups

Your Statement Gap Is No Paperwork Hiccup: It Reopens the Stress Test post image
By Salvo Galardini
Oct 22, 2026

Your Statement Gap Is No Paperwork Hiccup: It Reopens the Stress Test

From 6.7% to 7.7%: The Cost of Pricing Toronto Homes on Stale Data post image
By Salvo Galardini
Oct 22, 2026

From 6.7% to 7.7%: The Cost of Pricing Toronto Homes on Stale Data

Contract Rate Plus 2% or 5.25%: Which Number Caps Self-Employed Buying Power post image
By Salvo Galardini
Oct 21, 2026

Contract Rate Plus 2% or 5.25%: Which Number Caps Self-Employed Buying Power

Contract Rate Plus 2: How the Uninsured Stress Test Affects Borrowing Power post image
By Salvo Galardini
Oct 20, 2026

Contract Rate Plus 2: How the Uninsured Stress Test Affects Borrowing Power

Contract Rate Plus 2: How the Uninsured Stress Test Affects Borrowing Power post image
By Salvo Galardini
Oct 20, 2026

Contract Rate Plus 2: How the Uninsured Stress Test Affects Borrowing Power

How the 5.25% Qualifying Floor Shapes GTA Buying Power in 2026 post image
By Salvo Galardini
Oct 20, 2026

How the 5.25% Qualifying Floor Shapes GTA Buying Power in 2026

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Mortgage guidance for Ontario homeowners, first-time buyers, self-employed borrowers, and investors, from renewal through refinancing.

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